Gwinnett County Excess Funds Recovery – What Homeowners & Families Need to Know

Gwinnett County Excess Funds Recovery | Loch Family Asset Recovery Group

Losing a property to a tax sale or foreclosure in Gwinnett County, Georgia can feel overwhelming. What many families don’t realize is that if the property sold for more than what was owed, there may be excess funds (also called surplus or overage funds) waiting to be claimed.

Unfortunately, most people don’t know how to claim these funds—or they give up after being buried in confusing county paperwork and legal requirements. That’s where Loch Family Asset Recovery Group comes in.

We handle the entire recovery process on your behalf. From start to finish, you’ll never have to worry about forms, probate, or legal filings. Best of all:

• You pay nothing upfront.

• We cover all legal and probate costs.

• We only get paid if and when you recover funds.

What Are Excess Funds?

Excess funds (sometimes called surplus funds) are created when a property sells for more than the outstanding debt at auction.

• In a tax sale, this means the winning bidder paid more than the back taxes owed.

• In a foreclosure sale, it means the buyer paid more than what was owed on the mortgage.

The extra money doesn’t disappear—it’s set aside for the former homeowner or their heirs. If no one claims it, the funds can eventually be turned over to the state.

That’s why acting quickly is important.

Who Can Claim the Funds?

In Gwinnett County, the people who may be entitled to excess funds include:

• Former homeowners who lost the property.

• Heirs or beneficiaries if the original homeowner has passed away.

• Relatives or representatives legally connected to the estate.

But here’s the challenge: proving eligibility often requires legal filings, probate documents, and careful navigation of Georgia law. Missing a step could mean losing your right to the funds.

Instead of facing that alone, Loch Family Asset Recovery Group ensures your claim is filed properly, backed with all necessary documents, and pursued until your funds are recovered.

Why Work with Loch Family Instead of Filing on Your Own?

While Gwinnett County does provide a process to claim funds directly, here’s why most families choose to work with us:

• ✅ No Upfront Costs – Even if probate is required, you pay nothing. We cover all expenses and only get paid if we recover your funds.

• ✅ We Handle Probate & Legal Work – Probate court and lien resolution can be overwhelming. We manage every legal step for you.

• ✅ Avoid Delays & Mistakes – Filing alone risks errors, delays, or rejection. With our experience, your claim is processed correctly the first time.

• ✅ Protection Against Competing Claims – If other parties (like lienholders or creditors) try to claim the funds, we protect your interest.

• ✅ Peace of Mind – You don’t have to worry about paperwork, court filings, or legal red tape. We do it all for you.

FAQ: Gwinnett County Excess Funds Recovery

How long do I have to claim the funds?

In Georgia, you generally have five years to claim your funds before they may be turned over to the state. But don’t wait—delays can make the process harder.

Do I have to pay anything out of pocket?

No. With Loch Family Asset Recovery Group, there are zero upfront costs. We pay for everything—including probate filings—and only collect a fee if you successfully recover your funds.

What if I’m an heir and the homeowner passed away?

We help heirs and relatives recover funds as well. Our team handles probate filings so you can receive the money without stress or out-of-pocket expenses.

Take the Next Step

If you or a loved one lost a property in Gwinnett County and believe there may be excess funds available, don’t try to navigate the process on your own. Let Loch Family Asset Recovery Group guide you.

• No upfront costs

• We handle probate and legal filings

• We only get paid when you recover funds

👉 Schedule Your Free Consultation

Reclaim the money that may rightfully belong to you—without the stress, expense, or confusion of doing it alone.