Excess and Surplus Funds Recovery

Losing a home to foreclosure or auction is stressful enough — but here’s something most people don’t know: you may actually be entitled to money back.

When a property sells at auction, it often sells for more than what was owed in back taxes, mortgage, or liens. That extra money is called an “overage” (also known as surplus or excess funds).

For example:
Imagine you owed $5,000 in back taxes and your property sold at auction for $100,000. After fees, you wouldn’t just be left with nothing — you’d actually be owed around $95,000. That money belongs to you or your family.

The problem? The county usually mails the notice to the property address that was just sold… which means most people never even find out.

That’s where we come in. At Loch Family Asset Recovery Group, we help track down these funds and handle the entire claim process on your behalf. It costs you absolutely nothing to find out if money is owed to you. There’s no obligation, and no risk — we only get paid if we’re successful in recovering your funds.

👉 If you or someone you know has lost a property to foreclosure or auction, contact us today. A free consultation could be the first step toward recovering money that rightfully belongs to you.