Frequently Asked Questions About Excess & Surplus Funds Recovery

Below are answers to common questions we receive about excess and surplus funds recovery in Georgia. If you don’t see your question listed, feel free to contact us or start with a free claim check.

General Questions

Q: What are excess or surplus funds?

A: Excess or surplus funds are the remaining proceeds from a foreclosure or tax sale after all debts, fees, and liens have been paid. These funds may be owed to the former property owner or their heirs.

Q: How do I know if I’m owed excess funds?

A: The only way to know for sure is to research county records related to the foreclosure or tax sale. We provide a free lookup to determine whether funds may be available.

Q: Why haven’t I been notified if money is owed to me?

A: In many cases, counties do not actively notify former owners or heirs about excess funds. As a result, funds may sit unclaimed unless someone searches for them.

Eligibility & Heir Questions

Q: Who is eligible to claim excess or surplus funds?

A: Eligibility typically includes former property owners or their legal heirs. In some cases, executors or administrators of estates may also be eligible.

Q: Can heirs or family members claim surplus funds?

A: Yes. Heirs may be eligible to claim funds with the appropriate documentation. Requirements vary by county, and we help guide families through that process.

Q: What if the property owner has passed away?

A: If the former property owner is deceased, heirs or estate representatives may still be able to claim the funds. Additional paperwork may be required depending on the situation.

Costs & Fees

Q: Do I have to pay anything upfront?

A: No. We do not charge any upfront fees. Our compensation is only collected if funds are successfully recovered.

Q: What happens if no funds are found?

A: If no excess or surplus funds are identified, there is no cost or obligation.

Process & Timelines

Q: How long does the excess funds recovery process take?

A: Timelines vary depending on the county and the specific claim. In many cases, the process can take several weeks, though some claims may take longer.

Q: Do you handle the paperwork?

A: Yes. We assist with the preparation and submission of required documentation based on county requirements.

Q: Will I need to appear in court?

Q: In most cases, court appearances are not required. However, requirements can vary depending on the claim and county.

Trust & Legitimacy

Q: Is this a legitimate process?

A: Yes. Excess and surplus funds recovery is a legitimate process governed by state and county procedures. Funds are released only after claims are reviewed and approved.

Q: Why should I work with a recovery company?

A: Many people choose to work with a recovery company to save time, avoid paperwork errors, and receive guidance through a process that can be complex or unfamiliar.

Still Have Questions?

The fastest way to get answers is to start with a free claim check. There’s no obligation, and it only takes a minute.

Gwinnett County Excess Funds

Fulton County Excess Funds

Cobb County Excess Funds

DeKalb County Excess Funds

Clayton County Excess Funds

Henry County Excess Funds

Cherokee County Excess Funds

Loch Family Asset Recovery Group

Georgia, United States

[email protected]

© 2026 Loch Family Asset Recovery Group. All rights reserved.